About

Since 2002, National Capital Funding, LLC. has been a trusted partner of residential mortgage lenders, loan originators, and builders dedicated to providing construction loan administration services for One-Time Close FHA, VA, and USDA Construction/Permanent Loan Programs. Our team of experienced professionals understand the importance of providing our partners with reliable, cost-effective solutions, and we are committed to providing them with the highest level of service possible.

NCF's expertise in FHA, VA, and USDA Const/Perm loan programs enables lenders to offer these unique loan products without having to significantly disrupt their existing workflows and processes. Our streamlined system and commitment to customer service have made us one of the most trusted names in the industry. With our expertise, lenders can offer these loan products with confidence knowing they are backed by our industry-leading experience and support. We are proud to have established a reputation for excellence and reliability and look forward to continuing this tradition for many years to come.

Testimonials

Thank you for everything you did with this crazy closing. I appreciate your quick communication with us, as without you we would have been lost. Please forward this to your boss as they need to hear how pleased we were with the job you did for the [borrower's] closing. Thanks!!!!!!
- Dale

Mr. McKnight, ...I have been working with Dennis for the past few weeks. I wanted to reach out to you and let you know what a big help he has been to me. When I first spoke to him, I did not have the correct information regarding my loan. He not only gave me all the information I needed, but continued to help me through the whole process. He answered all my questions, and explained everything I must know thoroughly. I couldn't be happier with his assistance and guidance.
- Joseph

NCF is actually known as being “harder to work with”. But that is because they are precise, they know their stuff, and your end product will be insured by FHA every time. If you follow the “instruction manual”, my experience has been they are in fact a great partner. What Roger, Travis, and his group bring in expertise and security, make the fees palatable to me.
- Todd

...I want to let you know that working with NCF is terrific. They know what they are doing and they work fast. We had a change order to use reserve funds approved in less than a day! The contractor was ecstatic as his crew did not miss a beat.
- Jeri

Thank you for giving me and my company an opportunity that has opened several doors for us. I am very grateful and look forward to more opportunities to come.
- Luis (Builder)

Principals

Travis McKnight | President/CEO
Travis took over as President/CEO after the passing of his father, Roger, in July 2021. Prior to his current role, Travis has served as Executive Vice President and Construction Draw Manager since joining the company in 2002. In addition to the daily management of the company, Travis has had a primary role in structuring a streamlined operational flow and administration of our one-time close and staged funding process. He actively participates in all aspects of the company, including underwriting, closing, and training of our clients. Travis is also a co-founder and Managing Member of Southern Creek Homes. As a third-generation builder, Travis is passionate about the construction industry. Travis holds degrees in both Business Management and Marketing. He enjoys college football and basketball and is a fan of the University of Kentucky Wildcats. Outside of work, he loves traveling and spending time outdoors with his wife, daughter, and son.

Remembering Roger K. McKnight: 1958 - 2021
As the Founder of National Capital Funding LLC., Roger conceived, created, and successfully developed a process to bring a true one-time close construction-to-permanent loan program to the factory-built and site-built housing industries. He had a diverse background as a mortgage lending consultant and as a homebuilder in the affordable housing sector. From 1988 to 1998, Roger was President/Owner of Romak & Associates, Inc., a development and construction firm whose primary focus was to cultivate the concept of affordable housing. Romak & Associates, Inc. constructed single-family affordable housing and provided financing to their customer base via USDA Rural Development, FHA and VA loan programs. He also served as National Director of the National Association of Home Builders. He had been a general partner in several limited partnerships where he guided and focused on the development of affordable housing. Roger had extensive experience and expertise with one-time close mortgage financing and the construction and mortgage industries.

A Personal Note about Roger:
"I had the unique opportunity to work with dad side by side for 19 years. Through all the ups and downs of life and business, he was always there. He was knowledgeable about so much, had so much practical experience in so many areas of life, and I'm confident he could literally fix anything. From farming with his mom and dad, brother, and sisters as a young child growing up in eastern Kentucky, to starting his first business repairing lawn mowers before he was a teen, to turning wrenches as a mechanic in his mid to late teen years and eventually on heavy equipment in the coal mines, to starting his own dairy farm in Kentucky, then managing one of the largest (at the time) dairy farms on the east coast in Maryland, to inventing a dairy feed additive called Bio-Boost and selling it internationally, to remodeling homes, then to building new homes and developing land on the eastern shore of Maryland and eventually in Texas, to mortgage lending, and finally the last 20+ years in the residential construction lending world, plus so many other things he was into along the way. He was the epitome of an entrepreneur. He taught me so much. He was and is my hero. He would encourage me and guide me. I could ask him for help with anything and often did. He was a problem solver. He was always there and that's going to be the hardest part going forward. Dad loved us well. Dad loved others well. And most of all, Dad loved his Lord Jesus well. He’s left a great legacy that will never be forgotten. I am so proud to be Roger McKnight’s son and look forward to the task of carrying on his legacy, both personally and professionally."

- Travis McKnight, President/CEO