About National Capital Funding

Since 2002, National Capital Funding, LLC has specialized in construction loan administration services for One-Time Close FHA, VA, and USDA construction-to-permanent loan programs. NCF partners with residential mortgage lenders, loan originators, builders, and retailers nationwide to help facilitate and administer specialized OTC construction lending programs for site-built, manufactured, and modular housing projects.

NCF’s experience in FHA, VA, and USDA construction-to-permanent lending allows lenders and originators to offer true One-Time Close construction financing without the expense of maintaining an in-house construction loan department. Through streamlined construction administration, builder and retailer eligibility review, construction draw administration, and interim construction funding solutions, NCF helps simplify the complexities associated with OTC construction lending.

Our team understands the unique operational and compliance requirements associated with construction-to-permanent financing and is committed to providing reliable, efficient, and cost-effective administration services throughout the construction phase of the loan. Since 2002, NCF has built a reputation for industry expertise, dependable service, and specialized knowledge in One-Time Close construction loan administration.

Testimonials

Thank you for everything you did with this crazy closing. I appreciate your quick communication with us, as without you we would have been lost. Please forward this to your boss as they need to hear how pleased we were with the job you did for the [borrower's] closing. Thanks!!!!!!
- Dale

Mr. McKnight, ...I have been working with Dennis for the past few weeks. I wanted to reach out to you and let you know what a big help he has been to me. When I first spoke to him, I did not have the correct information regarding my loan. He not only gave me all the information I needed, but continued to help me through the whole process. He answered all my questions, and explained everything I must know thoroughly. I couldn't be happier with his assistance and guidance.
- Joseph

NCF is actually known as being “harder to work with”. But that is because they are precise, they know their stuff, and your end product will be insured by FHA every time. If you follow the “instruction manual”, my experience has been they are in fact a great partner. What Roger, Travis, and his group bring in expertise and security, make the fees palatable to me.
- Todd

...I want to let you know that working with NCF is terrific. They know what they are doing and they work fast. We had a change order to use reserve funds approved in less than a day! The contractor was ecstatic as his crew did not miss a beat.
- Jeri

Thank you for giving me and my company an opportunity that has opened several doors for us. I am very grateful and look forward to more opportunities to come.
- Luis (Builder)

Principals

Travis McKnight | President
Travis became President of National Capital Funding, LLC following the passing of his father, Roger, in July 2021. Prior to his current role, Travis served as Executive Vice President and Construction Draw Manager after joining the company in 2002.

In addition to overseeing the day-to-day operations of the company, Travis has played a key role in developing and streamlining NCF’s One-Time Close and staged funding administration processes. He actively participates in all aspects of the company’s operations, including construction underwriting, construction draw administration, loan closings, and client training.

Travis is also a co-founder and Managing Member of Southern Creek Homes, LLC. As a third-generation builder, he brings extensive hands-on construction industry knowledge and a unique understanding of the operational challenges associated with construction-to-permanent lending programs.

He holds degrees in Business Management and Marketing and remains passionate about the construction and mortgage lending industries. Outside of work, Travis enjoys traveling, outdoor activities, and spending time with his family at barrel racing and rodeo events.

Remembering Roger K. McKnight: 1958 - 2021
As the Founder of National Capital Funding LLC., Roger conceived, created, and successfully developed a process to bring a true one-time close construction-to-permanent mortgage loan program to the factory-built and site-built housing industries. He had a diverse background as a mortgage lending consultant and as a homebuilder in the affordable housing sector. From 1988 to 1998, Roger was President/Owner of Romak & Associates, Inc., a development and construction firm whose primary focus was to cultivate the concept of affordable housing. Romak & Associates, Inc. constructed single-family affordable housing and provided financing to their customer base via USDA Rural Development, FHA and VA loan programs. He also served as National Director of the National Association of Home Builders. He had been a general partner in several limited partnerships where he guided and focused on the development of affordable housing. Roger had extensive experience in One-Time Close construction-to-permanent financing, residential construction, mortgage lending, and affordable housing development.

A Personal Note about Roger:
"I had the unique opportunity to work with dad side by side for 19 years. Through all the ups and downs of life and business, he was always there. He was knowledgeable about so much, had so much practical experience in so many areas of life, and I'm confident he could literally fix anything. From farming with his mom and dad, brother, and sisters as a young child growing up in eastern Kentucky, to starting his first business repairing lawn mowers before he was a teen, to turning wrenches as a mechanic in his mid to late teen years and eventually on heavy equipment in the coal mines, to starting his own dairy farm in Kentucky, then managing one of the largest (at the time) dairy farms on the east coast in Maryland, to inventing a dairy feed additive called Bio-Boost and selling it internationally, to remodeling homes, then to building new homes and developing land on the eastern shore of Maryland and eventually in Texas, to mortgage lending, and finally the last 20+ years in the residential construction lending world, plus so many other things he was into along the way. He was the epitome of an entrepreneur. He taught me so much. He was and is my hero. He would encourage me and guide me. I could ask him for help with anything and often did. He was a problem solver. He was always there and that's going to be the hardest part going forward. Dad loved us well. Dad loved others well. And most of all, Dad loved his Lord Jesus well. He’s left a great legacy that will never be forgotten. I am so proud to be Roger McKnight’s son and look forward to the task of carrying on his legacy, both personally and professionally."

- Travis McKnight, President